MHA offers low-cost first and second mortgages, down payment assistance, and home improvement loans to eligible homebuyers and homeowners. MHA’s has  over $2 million in rehabilitation and homeownership loans that have helped families purchase, maintain, and improve homes in Fairfield County. 

• Emergency Repairs – MHA can provide low-interest loans for emergency repairs such as heating systems and roof replacements for qualified homeowners. For lending guidelines & application form Click Here

• Home Improvement Loans – MHA is one of Fairfield County’s leading lenders to low and moderate-income families interested in making major repairs or renovations to their homes.  For lending guidelines & application form Click Here

• Construction Services – MHA provides homeowners with assistance to identify repairs, create construction specifications, and hire and monitor contractors.  MHA staff will oversee major renovations for homeowners who are not experienced in the process.

• Down Payment and Closing Cost Assistance – MHA’s provides deferred payment, loans to make it possible for new homebuyers to afford the American Dream of homeownership. For lending guidelines & application form Click Here

• Security Deposit Loan Program – In the Norwalk, area MHA can provide security deposit loans to assist women and families make the move from homelessness to permanent housing.  Financial education is also provided to help the participants remain in control of their household budget and remain in their new homes. For lending guidelines & application form Click Here

For more information about any of MHA's lending programs contact

Minnie Edgerton, Program Manager at 203-359-6940.